National Autonomous University of Mexico

Name

Universidad Nacional Aut󮯭a de M鸩co

Name in English

National Autonomous University of Mexico

Acronym

UNAM

Year of establishment

1551

Country

Mexico

State / Province

Distrito Federal

Town

Mexico City

Town Size

>5,000,000

Postal Code

04510

Address

Ciudad Universitaria

Phone

+52 (555) 622 12 80

Institutional Accreditation or Recognition

Accreditation / RecognitionSecretaría de Educación Pública

Michigan University Info

Name

University of Michigan

Name in English

University of Michigan

Acronym

U-M

Year of establishment

1817

Country

United States

State / Province

Michigan

Town

Ann Arbor

Town Size

50,000-249,999

Postal Code

48109

Address

2074 Fleming Administration Building

Phone

+1 (734) 764 1817

Institutional Accreditation or Recognition

Accreditation / RecognitionNorth Central Association of Colleges and Schools (NCA-HLC)

Other Accreditations

Commission on Collegiate Nursing Education (AACN). Association to Advance Collegiate Schools of Business (AACSB International). American Bar Association (ABA), Council of the Section of Legal Education and Admissions to the Bar. Accrediting Board for Engineering and Technology (ABET). American College of Nurse-Midwives (ACNM), Division of Accreditation. Accreditation Council for Pharmacy Education (ACPE). American Chemical Society (ACS). American Dental Association (ADA), Commission on Dental Accreditation. American Library Association (ALA), Committee on Accreditation. American Psychological Association (APA). Commission on Accreditation of Athletic Training Education (CAATE). American Dietetic Association, Commission on Accreditation for Dietetics Education (CADE). Commission on Acceditation of Healthcare Management Education (CAHME). Council on Education for Public Health (CEPH). Council on Social Work Education (CSWE). Landscape Architecture Accrediting Board (LAAB). Liaison Committee on Medical Education (LCME). National Architectural Accrediting Board (NAAB). National Association of Schools of Art and Design (NASAD), Commission on Accreditation. National Association of Schools of Dance (NASD), Commission on Accreditation. National Association of Schools of Music (NASM), Commission on Accreditation. Planning Accreditation Board (PAB). Society of American Foresters (SAF).

University of Michigan

9th Sept 2007
Michigan University Info

Student Loan Consolidation

Computing breakthrough could elevate computer security to unprecedented levels

DTE Energy Foundation advances U-M energy leadership with $1.5 million professorship

Student Loan Consolidation

WHAT ARE THE BENEFITS OF DIRECT LOAN CONSOLIDATION?

  • Consolidation can help ease your monthly payments once you enter repayment by rolling one or more of your Direct Loans into one payment with one interest rate.
  • If you have more than one loan, you can combine the loans into one, fixed rate loan (see below for interest rate information). There is no minimum number of loans or balances to qualify, however, so borrowers can consolidate even a single small balance loan.
  • You can also have more than one consolidated loan. If you consolidated before, you may choose not to include your previously consolidated loan in your new loan consolidation. Use the calculator at www.loanconsolidation.ed.gov/borrower/
    bconsol.shtml
    to help you determine which loans to include in your new consolidation loan.
  • Borrowers can choose the same standard 10-year maximum repayment term as they have with their current Direct Loan to keep the cost of borrowing low when repayment begins.
  • Note: In school loan consolidation is no longer an option; consolidation is only an option after you graduate.
  • There is no cost to consolidate.
  • Parents can consolidate their Federal Direct PLUS Loans.
  • Students can apply for Direct Loan consolidation online in as little as 8 minutes or by completing a paper form (see below).
  • You can receive a 1/4 percentage point interest rate reduction when you sign up for an Electronic Debit Account.

HOW ARE DIRECT LOAN CONSOLIDATION INTEREST RATES CALCULATED?

The interest rate of a consolidation loan is the weighted average interest rate on all the loans you are consolidating. Use the online calculator on the Federal Loan Consolidation website to see whether consolidation will save you money.

Federal legislation changed the interest rate structure on Federal Direct Stafford Loans and PLUS Loans from a variable interest rate to a fixed interest rate for loans received on or after July 1, 2006. The fixed interest rates for these loans are:

6.8% Subsidized & Unsubsidized Federal Direct Stafford Loans
7.9% Federal Direct PLUS Loans

The interest rate on any loans received prior to July 1, 2006 will remain variable and will change July 1 each year. For more information on Direct Loan interest rates, click here.

CONSOLIDATING OTHER FEDERAL LOANS:

If you are borrowing loans such as Perkins, Health Professions, or Nursing Loans, you can use the online calculator to see whether consolidating these loans with your Direct Loans will be to your advantage. Be aware, however, that when you consolidate, you will lose the cancellation provisions of these loans. This could be disadvantageous for certain students, such as those who plan to serve in the Armed Services, Peace Corps, etc. For Perkins Loan cancellation information, click here. For Health Professions Loan and Nursing Loan cancellation information, see your promissory note.

HOW TO APPLY FOR CONSOLIDATION:

The Direct Loan Servicer will assist you with the loan consolidation process:

What you will need:

  1. Name, address, and telephone number for two references with different U.S. addresses.

  2. The lender name, address, and current balance information for each of the education loans that you wish to consolidate. If you apply online using your PIN at www.dlssonline.com/consolidatenow/
    welcome.asp
    , much of this information will be already be pre-filled in for you. The View Student Loan Summary page of Wolverine Access also lists this information (select Student Business > login > Financial Aid > Aid Year > 5. Loans > View Student Loan Summary). You may also refer to your monthly Direct Loan statements, your Direct Loan Servicer account information (www.dlssonline.com), or your promissory notes. Direct Loan Borrower Services can also help you (telephone: 1-800-848-0979).


  3. For the Education Loan Indebtedness section of the application, you will need to list for each of your loans: the loan holder, loan servicer's name, address, and telephone number.
    • For Federal Direct Loans (Subsidized, Unsubsidized, PLUS) you have had while at University of Michigan, list the Direct Loan Servicer contact information available on your most recent Direct Loan Statement.

    • For Federal Perkins, Health Professions, and Nursing Student Loans, you have had while at University of Michigan, list:

    Student Loan Operations (Loans & Collections)
    University of Michigan
    6061 Wolverine Tower
    3003 S. State Street
    Ann Arbor, MI 48109-1287
    734-764-9281

  • To learn how to consolidate private or alternative loans, contact your private loan lender (CitiAssist, MI-LOAN, etc.) directly. NOTE: Private educational loans cannot be included in a federal loan consolidation.

Computing breakthrough could elevate computer security to unprecedented levels

ANN ARBOR, Mich.—By using pulses of light to dramatically accelerate quantum computers, University of Michigan researchers have made strides in technology that could foil national and personal security threats.

It's a leap, they say, that could lead to tougher protections of information and quicker deciphering of hackers' encryption codes.

A new paper on the results of this research, "Coherent Optical Spectroscopy of a Strongly Driven Quantum Dot," appears in the Aug. 17 issue of Science. Duncan Steel, the Robert J. Hiller Professor at Michigan Engineering's Department of Electrical Engineering and Computer Science and the Department of Physics, is one of the lead authors of the paper. Faculty from the University of California-San Diego and the Naval Research Laboratory in Washington, D.C., also contributed.

The researchers used short, coherent pulses of light to create light-matter interactions in quantum dots—particles so small that the addition or deletion of electrons changes their properties. They found they could control the frequency and phase shifts in the optical network, which is crucial in powering an optically driven quantum computer, Steel said.

Optically driven quantum computers can crack highly encrypted codes in seconds. The fastest of today's desktop computers would require 20 years.

Part of what makes quantum computers so fast is that they are multitask masters.

"Quantum computers are capable of massive parallel computations," Steel said. "That's why these machines are so fast."

And the technology the researchers used to power them in this study is relatively cheap.

"We're particularly excited about our findings because they show that we can achieve these results by using quantum dots and readily available, relatively inexpensive optical telecommunications technology to drive quantum computers," Steel said. "Quantum dots replace transistors in these computers, and our results show that it only takes a few billionths of a watt to drive it."

U-M researchers are using quantum dot systems to pave the way for numerous quantum level applications, such as quantum dot dressed state lasers, optical modulators and quantum logic devices.

This discovery in quantum dot spectroscopy is an important stepping stone to building a quantum computer for the future. Spectroscopy is the study of the interaction between light and matter.

DTE Energy Foundation advances U-M energy leadership with $1.5 million professorship

ANN ARBOR, Mich.—DTE Energy Foundation has pledged $1.5 million to the College of Engineering and the Michigan Memorial Phoenix Energy Institute (MMPEI) to create the DTE Energy Professorship of Advanced Energy Research.

The contribution reflects DTE Energy's commitment to advanced energy research and belief in MMPEI's ability to provide solutions to energy-related challenges worldwide. The gift comes as part of The Michigan Difference, the U-M's $2.5 billion fund-raising campaign.

"This grant, one of the largest our foundation has ever made, underscores DTE Energy's commitment to leading our state and industry in creating an energy future that is sustainable and that offers reliable, affordable energy," said Fred Shell, DTE Energy vice president of corporate and government affairs and president of the DTE Energy Foundation. "We're looking forward to collaborating with the University on this exciting and critically important work."

The DTE Energy professorship will support a faculty member whose research will include alternative energy sources, energy storage and conversion, transportation, fuels or sustainability. The high-profile position will bolster Michigan's research and teaching, while preparing tomorrow's energy leaders.

"The DTE Energy Professorship will permanently link DTE Energy with the University's energy activities, significantly advancing our expertise in an area that is of keen interest to both DTE Energy and the University," said David C. Munson, Jr., the Robert J. Vlasic Dean of Engineering.

Launched in December 2006, MMPEI facilitates multidisciplinary, energy-related research across the University of Michigan. It brings together University researchers, industry and government experts to tackle pressing technological challenges and to discuss innovative public policy that can enhance the effectiveness and implementation of technological breakthroughs.

Starting this fall, MMPEI will head a consortium that includes DTE Energy as a leading member to examine the technical challenges now facing plug-in hybrid electric vehicles (PHEVs) and their promise for widespread appeal in the consumer market. Also known as gas-electric hybrids, PHEVs feature batteries that can be recharged by plugging into an external electrical outlet. They conserve fuel by operating off battery power for short distances at moderate speeds. The two-year, $2 million research effort is funded by the U.S. Department of Energy with $1 million going to U-M.

"As the state's leading diversified energy company with a strong interest in encouraging creative approaches to energy challenges, DTE Energy is an ideal partner in the University's expanding energy education and research agenda," said MMPEI Director Gary Was, professor of nuclear engineering and radiological sciences as well as materials science and engineering in the College of Engineering. "This high-visibility partnership holds extraordinary promise for the future."

The DTE Energy Foundation was initially attracted to MMPEI because of the Institute's multidisciplinary approach to addressing complex energy issues. For example, MMPEI has funded a research project at U-M to study the relationship between renewable energy technologies, electricity consumption patterns and environmental policy. The project's investigators represent the College of Engineering, School of Natural Resources and Environment, Ford School of Public Policy, and Ross School of Business.

Earlier this year, DTE Energy sponsored a two-day symposium, "Energy Science, Technology, and Policy: Facing the Challenge" that featured U.S. Energy Secretary Samuel Bodman and served as the MMPEI's official debut.

More information about the MMPEI and energy research at U-M is available at www.mmpei.umich.edu.

About the DTE Energy Foundation

The DTE Energy Foundation is the philanthropic arm of DTE Energy, continuing the legacy of community support and involvement of its principal operating subsidiaries, Detroit Edison and MichCon. The Foundation directs its contributions and involvement to support initiatives dedicated to developing the human and economic potential of the communities it serves. More information on the DTE Energy Foundation is available at www.dteenergy.com/community/foundation.

About the University of Michigan College of Engineering

The University of Michigan College of Engineering is ranked among the top engineering schools in the country. Michigan Engineering boasts one of the largest engineering research budgets of any public university, at more than $130 million. Michigan Engineering has 11 departments and two NSF Engineering Research Centers. Within those departments and centers, there is a special emphasis on research in three emerging areas: nanotechnology and integrated microsystems; cellular and molecular biotechnology; and information technology. Michigan Engineering is seeking to raise $110 million for capital building projects and program support in these areas to further research discovery. Michigan Engineering's goal is to advance academic scholarship and market cutting-edge research to improve public health and well-being. For more information, visit the Michigan Engineering home page: www.engin.umich.edu.

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