A Unique IQ Test On Your Financial Status

I recently took the Bills IQ quiz. The goal of the quiz is to give you an understanding of your overall financial health and ways to improve your financial score. I received scores as given below:

• Credit - 93%
• Debt - 87%
• Budget - 93%
• Wealth - 83%
• Life Plan - 85%
  

I have learned a lot of things from taking the quiz from BillsIQ, some of it are, we should be more aware about our goals for the future. We should know the importance of Debt consolidation, 401K & life insurance. I’m glad I was able to give a little time to review my options regarding the life insurance because if there’s something unexpected to happen. I believe that this IQ test will give anyone a chance to evaluate their financial health and get Debt help.

Bills.com provides consumers with information and interactive tools dealing with personal finance topics, including credit cards, insurance,Debt relief assistance, mortgage loans, student loans and other personal loans. The company is one of the five divisions of Freedom Financial Network.

After the IQ test they also give suggestions on what can be done to improve your condition. I got these three suggestions: Get help with credit card debt, Refinance your Mortgage and Get a free Credit Report.

By this IQ test you definitely can tell about your weakness and strongest area on your finances. If you are working towards your financial freedom, you must visit www.bills.com/iq/ take your free Bills IQ. It is free and quick so visit and start understanding your financial status.

Web Hosting Reviews, Rating and Awards

Web Hosting is a complicated subject and very few websites take the time and effort to explain the relationship and difference between the various concepts. There are a lot of companies out there in the market that provides web hosting services. Things even become more complicated as all such companies equally claim to provide a reliable, web hosting services with 99.9% uptime, with unlimited bandwidth and unlimited web space, etc. at a much cheaper price!

How about a website which gives Independent customer rating of top 10 web hosting companies. I recently came across a Web Hosing Review site which had very interesting reviews. The Top 10 Web Hosting list on the top of the left sidebar shows a comparison between the biggest hosts in the industry. The comparison is based on an undisclosed rating system. Apart from the abundance of website hosting articles and tutorials on the site, WebHostingRating also talks about the uncommon aspects of web hosting.

This is what the Review site has to say:

Independent customer rating of top 10 web hosting companies. Our host rating system is based on the customer satisfaction, affordability, reliability, uptime and techical support. Web Hosting Rating is the biggest searchable web hosting directory featuring complete information on all web hosting providers, their web hosting plans, promotional and discount coupons, and unedited reviews by real customers.

Web Hosting Rating gives you information about the current toipics in the web hosting industry so that you are aware of the ongoings. A good article i liked was on Securing Multiple Domains.

Web Hosting Rating gives a list of Web Hosting Directories which explain you what is web hosting, how the work and the best web hosting services they have to give. See this page about Yahoo Hosting Directory.

Create A Personal Slideshow At Roxio

I like taking photos from my camera. Photoshop has become like a hobby. I do photo editing in free time as time pass. Everyday you can learn to add a bit more spice t your photos and I found a similar site which helps you to enhance your photos and also add a little bit more to it for sharing.

Lets take an example
Here are a couple of images:

Now see this:

You can see the difference yourself but these are some things that you don't know.
You can even burn them on DVD to share with family and friends.
It supports GIF, JPEG, PNG and BMP. The speed of uploading your photos will depend on the size of your photos. Since I only have 3, it should be quite fast… The size limit is 20MB. You can also add in music, style, captions and stickers in it.

Try out various options at Roxio online and you will find it interesting.

Kota May Not Be An IIT Test Centre

"The Indian Institutes of Technology are considering dropping Kota — the coaching capital for IIT aspirants — as an admission test centre amid suspicions of mass cheating in this year’s entrance exam" reports the Telegraph

The Rajasthan town may next year not be allowed to host the IIT Joint Entrance Examination (JEE) its coaching classes have mastered, top institute officials said.

The proposal may be officially discussed as early as tomorrow when IIT directors meet to plan for the 2009 exam, sources said. The meeting of the IIT Joint Administrative Board — the highest policy-making body for the JEE — is in Kharagpur.

On an average, IIT officials estimate, over 20,000 outstation students arrive in Kota to prepare for the JEE at its 129 registered coaching classes. Most appear for the exam in Kota, which brands itself on its official website as an “education city”.

Kota’s success story in churning out IITians is not new, but a source said the trigger for the present concern was an internal report on the conduct of JEE 2008 at exam halls in that town.

A detailed analysis of this year’s JEE results showed up cases where over 20 students who appeared from the same room successfully cracked the exam, the source said. The average student strength per room was less than 40, so over half the students sitting in these rooms cleared the JEE.

In contrast, around 3,20,000 students in all sat for the exam this year and roughly 2 per cent — or one in every 50 applicants — were selected.

“The issue of scrapping Kota as a JEE centre is crucial because we at the IITs can no longer ignore the massive skew in favour of students who clear the entrance after studying at Kota. The skew is not easily explained,” an IIT director said.

Even apart from these specific “cases for concern”, Kota has an inordinately high success rate in sending students to the IITs. Almost one in every three students finally selected to the IITs is from Kota, the director said.

The town’s economy revolves around the success of its coaching classes, and barring it as a test centre is likely to significantly hurt its biggest industry, officials conceded.

The human resource development ministry has already dismissed the Rajasthan government’s proposal to set up an IIT in Kota

A Way To Save Life

Stem cells are cells found in most, if not all, multi-cellular organisms. They are characterized by the ability to renew themselves through mitotic cell division and differentiating into a diverse range of specialized cell types. As stem cells can be grown and transformed into specialized cells with characteristics consistent with cells of various tissues such as muscles or nerves through cell culture, their use in medical therapies has been proposed.

The classical definition of a stem cell requires that it possess two properties:

• Self-renewal - the ability to go through numerous cycles of cell division while maintaining the undifferentiated state.
• Potency - the capacity to differentiate into specialized cell types. In the strictest sense, this requires stem cells to be either totipotent or pluripotent - to be able to give rise to any mature cell type, although multipotent or unipotent progenitor cells are sometimes referred to as stem cells.
  

Cryo-Cell, one of the world’s largest and most established family cord blood banks is now offering women the chance to store their own menstrual stem cells. A storage technique called “C’elle” that promises to collect and store stem cells from a woman’s menstrual flow for possible future use.

C'elle's exclusive and revolutionary stem cell technology let you empower humanity using their unique technology to collect & preserve these life saving stems cells that can be found in your menstrual blood. This stem cell actually comes from the uterine lining (or endometrium) that is shed as part as a women’s menstrual period.

"C’elle enables and empowers a woman to take control of her future health, and possibly of those genetically closest to her, in a fast, painless and stress free way,"

said Michelle Kay, Marketing and Sales Manager for C'elle.

"We live in exciting times, as science and technology are discovering how extremely valuable menstrual blood stem cells really are, and the enormous treatment potential they represent for future therapies. C’elle’s ongoing research is supporting these promising findings."

So if you value your future, your family and the world, purchase C'elle now for only only $499. A limited-time is offered and you can save $200. Visit the website and start your purchase. You can also watch C'elle Client Testimonial for your own review. Click the About the Science to learn more about C'elle and stem cells.